



Summary
When you consider the cost of having weight loss surgery, also consider the cost of NOT having it.
When you consider the cost of having weight loss surgery, also consider the cost of NOT having it.
As we kick off a New Year, perhaps you’re considering weight loss surgery.
It’s a big decision! Physically, emotionally and financially. One of your main concerns is likely the cost.
How to Pay
There are two main ways to pay for weight loss surgery:
- Insurance coverage
- Financing
Let’s break down these options.
Insurance Coverage
Weight loss surgery is an elective procedure. So long as you meet the criteria for obesity and you and your doctor agree it could be beneficial, the decision is ultimately up to you.
According to most insurance plans, you are a candidate for surgery if you meet one of the following criteria:
- You have a BMI of 35 or higher with one weight-related medical condition (such as uncontrolled hypertension, diagnosed sleep apnea, diabetes, etc.)
- You have a BMI of 40+ (assuming you are healthy enough to undergo a surgical procedure)
The only sure way to know what your insurance covers is to contact your insurance provider. The specific thing to ask for is whether or not your plan has bariatric coverage. We are happy to help you with this step, and to assist you in finding out whether or not you are covered by insurance.
Some people find out that their insurance would not cover weight loss surgery for them. For those not covered, or those uninsured, let’s talk about financing.
Financing
If you do not have coverage for weight loss surgery, financing the cost may be an option for you. We can help you navigate your way through the system of finding out what is available and reasonable for you. We offer financing options if you qualify.
Consider the Cost
We always encourage people to consider the cost of not having surgery. Not only the physical and emotional costs. But the actual dollars and cents as well.
For many people, weight loss surgery can solve multiple health problems such as:
- Type 2 diabetes
- Sleep apnea
- Heartburn
- Asthma
- Joint pain
- Non-alcoholic fatty liver disease
- … and many, many other conditions
Once a health issue has resolved, you will likely no longer need the medication you were taking for it – or at least will require less of that medication. That in itself can be a huge cost savings.
In addition to medication, most of our patients—before having surgery—have spent thousands of dollars over the years on weight loss programs and diet plans. What if instead you could stop doing all that? And instead, transform your life with lifestyle changes, using weight loss surgery as your new “tool?”
Take our 60-second assessment to see if weight loss surgery might be right for you. When you’re ready to take the next step, call us at (662) 377-SLIM (7546). We would love to discuss the options that make the most sense for you.


Will Cauthen, MD
Dr. Will Cauthen practices with Surgery Clinic of Tupelo and has been on staff at NMMC since 2014. He earned a bachelor’s degree in biological science from Mississippi State University in Starkville. He graduated from the University of Mississippi School of Medicine in Jackson and completed his general surgery residency at the University of Mississippi Medical Center. He is board certified in general surgery and obesity medicine. Dr. Cauthen is an Associate Fellow of the American College of Surgery and a Fellow of the American Society for Metabolic and Bariatric Surgery.

Why Weight?
At NMMC, we measure our patients' success in more than just pounds.

Why Weight?
At NMMC, we measure our patients' success in more than just pounds.

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